Back to AXP Overview
NYQ · Valuation Lab
AXP
American Express Company
Last$348.99
Market cap235.7B
EV/EBITDA—
Intrinsic value
$459.82
MoS +24.1% · Undervalued
Assuming 15.0% FCF margin and 12.8% Y1–5 growth.
Upside to price
EV (DCF)323.9B
Terminal share63%
Expected IV$486.42
Probability weights
Projected free cash flows
Stage FCF path with present values · terminal 63% of EV
PV of stage FCFs121.1B
PV of terminal value202.8B
Enterprise value323.9B
Net cash / (debt)-13.3B
Equity value310.5B
Intrinsic value / share$459.82
| Year | Revenue | FCF | PV | DF |
|---|---|---|---|---|
| Y1 | 80B | 12B | 11.1B | 92.2% |
| Y2 | 90.2B | 13.5B | 11.5B | 85.0% |
| Y3 | 101.8B | 15.3B | 12B | 78.4% |
| Y4 | 114.8B | 17.2B | 12.4B | 72.3% |
| Y5 | 129.5B | 19.4B | 12.9B | 66.7% |
| Y6 | 137.8B | 20.7B | 12.7B | 61.5% |
| Y7 | 146.6B | 22B | 12.5B | 56.7% |
| Y8 | 156B | 23.4B | 12.2B | 52.3% |
| Y9 | 166B | 24.9B | 12B | 48.2% |
| Y10 | 176.6B | 26.5B | 11.8B | 44.4% |
| Terminal | — | — | 202.8B | — |
Educational DCF model only — not financial advice. Terminal value and assumptions dominate results; verify filings and run your own diligence.