Back to BAC Overview
NYQ · Valuation Lab
BAC
Bank of America Corporation
Last$63.25
Market cap442.3B
EV/EBITDA—
Intrinsic value
$290.70
MoS +78.2% · Undervalued
Assuming 15.0% FCF margin and 18.5% Y1–5 growth.
Upside to price
EV (DCF)2T
Terminal share76%
Expected IV$299.45
Probability weights
Projected free cash flows
Stage FCF path with present values · terminal 76% of EV
PV of stage FCFs468.1B
PV of terminal value1.5T
Enterprise value2T
Net cash / (debt)79.2B
Equity value2T
Intrinsic value / share$290.70
| Year | Revenue | FCF | PV | DF |
|---|---|---|---|---|
| Y1 | 227B | 34.1B | 32B | 94.0% |
| Y2 | 269B | 40.4B | 35.6B | 88.3% |
| Y3 | 318.8B | 47.8B | 39.7B | 83.0% |
| Y4 | 377.7B | 56.7B | 44.2B | 78.1% |
| Y5 | 447.6B | 67.1B | 49.3B | 73.4% |
| Y6 | 489.3B | 73.4B | 50.6B | 69.0% |
| Y7 | 534.8B | 80.2B | 52B | 64.8% |
| Y8 | 584.5B | 87.7B | 53.4B | 60.9% |
| Y9 | 638.8B | 95.8B | 54.9B | 57.3% |
| Y10 | 698.3B | 104.7B | 56.4B | 53.8% |
| Terminal | — | — | 1.5T | — |
Educational DCF model only — not financial advice. Terminal value and assumptions dominate results; verify filings and run your own diligence.